Articles from Financial Focus
Cost of Fuel is Top Economic Concern for Michigan Families

MICHIGAN -- Michigan has had more than its share of economic hardships in recent years, but when Michigan voters were asked the biggest economic problem facing their family, the cost of fuel trumped everything. Gas prices have risen to $4.15 across the nation. 

Read More Sunday, July 06, 2008
BBB Warns Vacationers that Travel Club Membership Doesn’t Always Pay

 

 

 

Before you sign on the dotted line, check it out before you check in:
 
Would-be travelers are spending  thousands of dollars to take advantage of travel deals that didn’t exist.

One company was also ordered to pay $70,000 in restitution to the Michigan Attorney General’s Office.

Read More Sunday, July 06, 2008
$2 Billion Dollars of MI Taxes Spent on Corrections

Today, the Michigan Department of Corrections (MDOC) is the largest program that state government operates directly, accounting for nearly 20 percent ($2 billion) of the current discretionary General Fund budget and employing nearly one-third of the classified workforce.  Corrections programs growth is a direct result of the dramatic increase in the number of inmates from 1973 to 2007, during which time the population grew 538 percent, or roughly 42,000 prisoners, to 50,000 inmates.  Official MDOC projections reflect a continuation of the historical trends over the next five years as the prison population is estimated to be slightly more than 56,000 by the end of 2012.

Read More Sunday, June 22, 2008
Shopping for auto insurance



Getting the most for your money?  Have you checked on your insurance rates lately?  You may just have an opportunity to save money by reviewing your car insurance policy and getting new estimates.

Read More Sunday, March 30, 2008
Replacement 1099s available online

Tax time can be very stressful especially when you can’t locate the forms that you need.  People who also receive Social Security benefits may also have to pay taxes.

Read More Sunday, February 17, 2008
Don't Let April 15 Pass You By

April 15 has long been considered a date to avoid. Visions of tax men coming for your money are common in many advertisements on television and in print.

Read More Sunday, February 03, 2008
Be Cautious of Credit Counseling & Debt Management Claims During Michigan’s Economic Woes

Layoff and foreclosure notices will continue to loom in Michigan’s future as the state’s economic woes continue into 2008 according to a University of Michigan forecast that projects the state losing another 51,200 jobs this year.

Read More Sunday, January 20, 2008
BLACK BUSINESS TIP FOR 2008: Being Positive is Good, But Not Enough


     Columbus, OH - It's good to be a positive thinker, but don't think for one second that that's all you have to do. Being a successful entrepreneur requires more than just having a optimistic outlook.

Read More Sunday, January 06, 2008
ATMS: BEING SAFE SHOULD BECOME AN AUTOMATIC HABIT

(BPRW) -- Automatic Teller Machines (ATMs) are one of the most convenient tools developed today, especially when you want cash in a flash and don’t have the time to stand in a long line.

Read More Sunday, December 23, 2007
HOW TO FAIL IN BUSINESS


You likely have heard about the 2001 report from the U.S. Census Bureau that states that African Americans are more likely to start a business, than their white counterparts.

Read More Sunday, November 11, 2007
OCTOBER IS SMALL BUSINESS MONTH

PROCRASTINATION: ONE REASON WHY BLACK BUSINESSES FAIL

Read More Sunday, October 14, 2007
Michigan Small Business & Technology Development Center At Lansing Community College

How to Finance Your Business

Read More Sunday, October 14, 2007
Ask the Director Questions and Answers on Civil Rights from Director of the Michigan Department of Civil Rights


Q: I want to write an advertisement for an open position in my company. What can I do to ensure that my advertisement is nondiscriminatory or offensive?

Read More Sunday, October 14, 2007
QUESTIONS RAISED ABOUT VALUE OF PROPERTY TAX BREAK FOR INDUSTRIES

Researchers Assert Development Strategy is Obsolete

Read More Sunday, October 14, 2007
Does Money Slip Through Your Fingers? Seminar Available to Help You Reach Financial Success

Local Church Holds Financial Seminars to Help the Community Secure Their Future

Read More Sunday, September 30, 2007
ANN ARBOR-TO-DETROIT COMMUTER LINE,A BID FOR COOPERATION

With Transit Stations, New Neighborhoods Could Take Shape

Read More Sunday, September 30, 2007
Home Inspection Benefits Home Buyers and Sellers


    Buying a home is one of the most important purchases you will make in your lifetime, so you should be sure that the home you want to buy is in good condition. A home inspection is an evaluation of a home's condition by a trained expert. During a home inspection, a qualified inspector takes an in-depth and impartial look at the property you plan to buy.

Read More Sunday, August 19, 2007
Mortgage Talk Can Be Confusing... Ask the Mortgage Broker Your Questions

What are credit scores and how are they determined?

Read More Sunday, June 24, 2007
Middle Class and Homeless -- Unlikely Families Face Foreclosure



 Chicago saw its rate of home foreclosures reach its highest level in a decade. Statistics indicates those earning above the median income level are contributing to the spike in foreclosures.

Read More Sunday, May 27, 2007
Use Your Refund Wisely


    If you have questions about these options and others, you owe it to yourself to contact a financial services professional that you know and trust. Your financial future may depend on it.

Read More Sunday, May 27, 2007
Mortgage Talk Can Be Confusing... Ask the Mortgage Broker Your Questions. 6-9

I have heard the term “Land Contract”, what is a Land Contract?

Read More Sunday, May 27, 2007
Mortgage Talk Can Be Confusing... Ask the Mortgage Broker Your Questions.


What is this Subprime Mortgage Melt Down, I hear about in the news and how might it effect me the average  consumer?

Read More Sunday, May 13, 2007
Shopping for auto insurance


 Whether you're a first time buyer of auto insurance or already have it but are looking for a better deal, you should be asking several questions.

Read More Sunday, May 13, 2007
BW Column

  Personal financial advisors and all sorts of managers top the list of “Michigan's Hot 50 Jobs for Today and Tomorrow,” recently released by the Michigan Bureau of Labor Market Information and Strategic Initiatives.

Read More Sunday, May 13, 2007
Counting dollars instead of calories


Think east versus west, the Yankees versus the Dodgers, Manhattan versus Hollywood.  New York, N.Y., and Los Angeles, Calif., boast many differences, but they have one thing in common:  Many of their residents don't have enough life insurance to protect their families.

Read More Sunday, April 29, 2007
Thinking about refinancing? You’re not alone.


Were you a last minute tax filer because you owed more money to the federal or state government, and you just do not have it to give?  If so don't worry; you have company.  Millions of Americans are struggling to make ends meet.  Many are making the tough choice of which bills to pay or not between food on the table, medicine, utilities, and a mortgage/rent payment.  If you own a home, you have options.  One could be to refinance your home. 

Read More Sunday, April 15, 2007
Upscale Goes Green: Homeowners Focus Increasingly on Sustainable Energy, Renewable Building Material



Green builder, Laurey Wyble (left) at her booth at the 2007 Michigan State University Spring Home and Garden Show.

At Laurey Wyble Custom Builder they feel that it is their responsibility to our planet, as well as future generations to take care of what we have been given.

Read More Sunday, April 15, 2007
State Farm: Insurance Focus

Ways to Reduce Your Auto Insurance Premium

Read More Sunday, April 01, 2007
State Farm: Insurance Focus

Ways to Reduce Your Auto Insurance Premium

Read More Sunday, March 04, 2007
The Disney Difference: How One Man Rose Above Bankruptcy And Failure To Building Multi-billion $$

Try to imagine a world without Walt Disney. A world without his magic, optimism and childlike fantasy.

Read More Tuesday, November 21, 2006
Life Insurance: It's For The People Who Live

Life insurance is a practical way to protect your family’s financial hopes and dreams.

Read More Tuesday, September 19, 2006
Opening a Small Business? Don't Give Up Financial Security

If you're considering joining these ranks, you've got a lot to be excited about, and you may be prepared to make large sacrifices to help your business succeed. But there's one sacrifice you don't have to make: your financial security.

Read More Tuesday, September 19, 2006
Protect Yourself With Renter's Insurance

So, you are renting an apartment for school? Protect yourself from fire and theft.  Renters’ insurance should be considered for college students living on their own.

Read More Friday, September 08, 2006
MCB Places in the "Down by the River Chili Cookoff"

Thousands of chiliheads toured the riverside Board of Water and Light (BWL) Chili Cook-Off to sample more than 2,000 gallons of chili and enjoy the festive atmosphere.

Read More Saturday, July 08, 2006
Spreading The Family Love?

Dr. Rev. Linda Hollies takes a new position of Calvary United Methodist Church in Jackson, MI. Read about her thoughts about the journey her family has already begun to their new home.

Read More Saturday, July 08, 2006
Don't Bank on House Profits to Fund Retirement

To enjoy a comfortable retirement lifestyle, you will need to build your net worth before you retire.

Read More Saturday, July 08, 2006
What Does Interest Rate Hike Mean to You?

From June 2004 through February 2006, the Federal Reserve raised a key short-term interest rate 14 times. These rate hikes may make the evening news - but what do they mean to you, as an investor?

Read More Wednesday, June 28, 2006
Financial Focus 5-4

Time to Think About Medicare Drug Benefit

Read More Sunday, March 19, 2006
SURVIVING FORECLOSURE AND KEEPING YOUR HOME

 42% of American Household Wealth Comes From Home Equity.

Read More Sunday, February 06, 2005

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